NovaFi

Decentralized Stablecoin Payment & Settlement Blockchain Network for AI Agents, Game, Merchants and Developers.

NovaFi in the AI Era

In the age of artificial intelligence, NovaFi leverages AI technology to enhance its decentralized stablecoin payment and settlement network, offering innovative solutions for merchants, developers, and AI Agents.

Intelligent Payment Routing

AI algorithms analyze transaction fees and speeds across different blockchains in real-time, selecting the optimal path to minimize costs and maximize efficiency.

Dynamic Fee Optimization

Predictive AI models monitor blockchain congestion and dynamically adjust transaction fees to provide the best possible rates.

Fraud Detection & Security

AI-driven fraud detection monitors transaction patterns to identify suspicious activities, ensuring a secure and compliant payment environment.

Native AI Agent Integration

Supports AI Agents with native integration, enabling automated payments, smart contract execution, and intelligent decision-making within the NovaFi ecosystem.

Personalized User Experience

AI-driven personalization offers tailored recommendations, such as the best payment methods and blockchain networks, enhancing user satisfaction.

Data-Driven Insights

Advanced AI-powered analytics help merchants optimize payment strategies and improve operational efficiency through actionable insights.

Core Features

Self-Custody

All payments and settlements are conducted through decentralized wallets. Combining MPC and Enclave technologies ensures complete fund security and self-custody.

High Concurrency

Supports thousands of transactions per second, ensuring real-time payments.

Low Latency

Designed for minimal delay in payment confirmation and settlement.

Fraud Detection

Built-in AI-powered fraud detection ensures safe and secure transactions.

Payin & Batch Payout

Supports Payin from listed blockchains and offers batch Payout, reducing gas fees by more than 50% for efficient large-scale settlements.

Supported Blockchains

NovaFi supports multiple blockchain networks for seamless stablecoin transactions and settlements.

BSC

BSC

Ethereum

Ethereum

Arbitrum

Arbitrum

Polygon

Polygon

Tron

Tron

Technical Architecture

User Wallet

A decentralized self-custody wallet supporting MPC, EOA, and AA wallet models.

Merchant Portal

An intuitive interface for merchants to manage transactions, monitor payments, and gain insights.

API/SDK Integration

Developer-friendly APIs and SDKs enabling quick and easy integration with Web2 and Web3 applications.

Blockchain Layer

The underlying blockchain infrastructure ensuring transparent, decentralized, and secure execution of transactions.

Cross-Chain Bridge

Facilitates seamless asset transfers between different blockchain networks, ensuring interoperability and enhancing flexibility in multi-chain environments.

Ecosystem

The NovaFi ecosystem consists of various participants working together to create a robust decentralized payment network:

Wallets

Decentralized wallets offering secure and flexible self-custody payment solutions.

AI Agents

AI-driven agents that enable automated interactions and transactions within the ecosystem.

Merchants

Businesses using NovaFi to facilitate cross-border payments and settlements.

Developers

Developers building applications and services on NovaFi through APIs and SDKs.

Blockchains

Multiple supported blockchain networks ensuring interoperability and scalability.

Middleware Developers

Middleware developers enhancing functionality and creating new use cases for the network.