NovaFi
Decentralized Stablecoin Payment & Settlement Blockchain Network for AI Agents, Game, Merchants and Developers.
NovaFi in the AI Era
In the age of artificial intelligence, NovaFi leverages AI technology to enhance its decentralized stablecoin payment and settlement network, offering innovative solutions for merchants, developers, and AI Agents.
Intelligent Payment Routing
AI algorithms analyze transaction fees and speeds across different blockchains in real-time, selecting the optimal path to minimize costs and maximize efficiency.
Dynamic Fee Optimization
Predictive AI models monitor blockchain congestion and dynamically adjust transaction fees to provide the best possible rates.
Fraud Detection & Security
AI-driven fraud detection monitors transaction patterns to identify suspicious activities, ensuring a secure and compliant payment environment.
Native AI Agent Integration
Supports AI Agents with native integration, enabling automated payments, smart contract execution, and intelligent decision-making within the NovaFi ecosystem.
Personalized User Experience
AI-driven personalization offers tailored recommendations, such as the best payment methods and blockchain networks, enhancing user satisfaction.
Data-Driven Insights
Advanced AI-powered analytics help merchants optimize payment strategies and improve operational efficiency through actionable insights.
Core Features
Self-Custody
All payments and settlements are conducted through decentralized wallets. Combining MPC and Enclave technologies ensures complete fund security and self-custody.
High Concurrency
Supports thousands of transactions per second, ensuring real-time payments.
Low Latency
Designed for minimal delay in payment confirmation and settlement.
Fraud Detection
Built-in AI-powered fraud detection ensures safe and secure transactions.
Payin & Batch Payout
Supports Payin from listed blockchains and offers batch Payout, reducing gas fees by more than 50% for efficient large-scale settlements.
Supported Blockchains
NovaFi supports multiple blockchain networks for seamless stablecoin transactions and settlements.

BSC

Ethereum

Arbitrum

Polygon

Tron
Technical Architecture
User Wallet
A decentralized self-custody wallet supporting MPC, EOA, and AA wallet models.
Merchant Portal
An intuitive interface for merchants to manage transactions, monitor payments, and gain insights.
API/SDK Integration
Developer-friendly APIs and SDKs enabling quick and easy integration with Web2 and Web3 applications.
Blockchain Layer
The underlying blockchain infrastructure ensuring transparent, decentralized, and secure execution of transactions.
Cross-Chain Bridge
Facilitates seamless asset transfers between different blockchain networks, ensuring interoperability and enhancing flexibility in multi-chain environments.
Ecosystem
The NovaFi ecosystem consists of various participants working together to create a robust decentralized payment network:
Wallets
Decentralized wallets offering secure and flexible self-custody payment solutions.
AI Agents
AI-driven agents that enable automated interactions and transactions within the ecosystem.
Merchants
Businesses using NovaFi to facilitate cross-border payments and settlements.
Developers
Developers building applications and services on NovaFi through APIs and SDKs.
Blockchains
Multiple supported blockchain networks ensuring interoperability and scalability.
Middleware Developers
Middleware developers enhancing functionality and creating new use cases for the network.